Fix and Flip Real Estate Financing
Our Goal
We recognize that real estate investors might have a hard time obtaining financing for fix and flip or buy and hold deals, and so our goal is to help investors obtain capital to fund these deals.
Loans and lines of credit from $50k to $7M can be used for:
Straight Acquisition
Acquisition and Rehab
Refinance
Cash-Out
Loan Programs
| Lending Criteria | Residential Fix and Flip (Rehab Cash Now) | Residential Fix and Flip (ARV) | Residential Buy and Hold |
|---|---|---|---|
| Term | 12 Months | 12 Months | 18 Months |
| Loan Amt. | $50k to $7M+ | $75k to $7M+ | $50k to $25M+ |
| LTV | Up to 90% of the purchase price; Up to 65% Refinance; Up to 50% Cash-Out | Up to 90% of the purchase price + up to 100% of renovation costs; Not to exceed 75% of the ARV | Up to 90% of the Purchase Price; Up to 65% Refinance; Up to 50% Cash-Out |
| Property Types | Non-owner occupied 1-4 family residential | Non-owner occupied 1-4 family residential | Non-owner occupied 1-4 family residential |
| FICO | No set minimum | 600 minimum | No set minimum |